Estate Tax Planning in Burlington
Minimize Taxes. Maximize What Your Family Keeps.
This is especially important for families with real estate, corporations, or significant investment portfolios.
At A&R LLP Chartered Professional Accountants, we help individuals and families in Burlington and the Halton region develop tax-efficient estate plans that protect wealth across generations.
Whether you own real estate, a business, or investment portfolios, proper planning today can save your family significant taxes tomorrow.
Estate tax planning is not just for the ultra-wealthy — it is essential for:
- Business owners
- Real estate investors
- High-income professionals
- Families with multiple properties or investments
Without proper planning, your estate could face:
- Significant capital gains tax on death
- Loss of wealth due to poor structuring
- Delays and complications for your beneficiaries
We work with you to create a clear, tax-efficient strategy tailored to your situation.
Why Estate Tax Planning Matters?
In Canada, there is no formal estate tax — but there is a “deemed disposition” at death.
This means:
- Your assets are treated as if sold at fair market value
- Capital gains tax becomes payable immediately
- Real estate and private company shares can trigger large tax liabilities
Without planning, this can result in hundreds of thousands in taxes
Our Estate Tax Planning Services
We provide comprehensive planning tailored to your financial and family situation:
Tax Minimization Strategies
- Capital gains planning
- Use of lifetime capital gains exemption
- Income splitting opportunities
Trust & Estate Structuring
- Family trusts
- Estate freezes
- Holding company structures
Business Succession Planning
- Transition planning for family businesses
- Share structuring and reorganization
- Section 85 rollovers
Real Estate Estate Planning
- Planning for multiple properties
- Rental portfolio structuring
- Inter-generational transfers
Post-Mortem Tax Planning
- Pipeline planning
- Loss carryback strategies
Who we help
We specialize in working with:
- Burlington & Oakville families
- Real estate investors
- Incorporated professionals
- Multi-generational family businesses
If your net worth includes real estate + corporate assets, proactive planning is critical.
Why Choose A&R LLP
Local Expertise. Strategic Thinking. Trusted Advice.
At A&R LLP, we go beyond compliance — we provide forward-thinking tax strategies.
✔ Chartered Professional Accountants with advanced tax expertise
✔ Deep experience in real estate and business structuring
✔ Personalized, one-on-one advisory
✔ Serving Halton & Hamilton families for generations
Common Mistakes we Help you Avoid
❌ No estate plan in place
❌ Assets held in the wrong structure
❌ Ignoring capital gains exposure
❌ No succession plan for business
❌ Improper use of trusts
We ensure your plan is structured correctly from the start.
Our Process
Step 1: Initial Consultation
We review your assets, family structure, and goals
Step 2: Tax Exposure Analysis
We estimate potential tax liabilities on death
Step 3: Strategy Design
We develop a customized estate and tax plan
Step 4: Implementation
We coordinate with legal advisors and execute
Start Planning Today — Protect Your Family’s Future
Estate tax planning is one of the most valuable steps you can take to secure your legacy.
📞 Call us today: (905) 633-9687
📅 Book a consultation
Frequently Asked Questions
There is no estate tax, but a deemed disposition triggers capital gains tax on assets.
Yes — through proper planning, including trusts, exemptions, and corporate structuring.
The earlier, the better — especially if you own real estate or a business.
Yes — a lawyer drafts the will, but a CPA ensures tax efficiency.